Where should freelancers live, work and keep more?
Enter your annual freelance income once. We scan the documented income-tax brackets and remote-work route thresholds of 14 countries, then show what you retain in EUR or USD.
- Runs entirely in this browser tab — nothing is stored or sent.
- Profile rule years and review dates stay visible.
- No eligibility claims: route checks say met, not met or not compared.
Strongest starting options in our current coverage
All 14 countries are shown in EUR using the 25 Sep 2026 FX snapshot.
This shortlist covers every country currently in our profile catalog and ranks supported tax-band estimates — not every country in the world. Residency, deductions, contributions and business structure can change the outcome.
Explore every profile
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Rules stated for 2026
UAE
AEDIncome retained after modeled income tax€100,000Modeled income tax€0Effective band rate0%
Model scope: National personal income tax · Official source
4 remote-work routes documented
- Golden Visa (Investor)
- Golden Visa (Entrepreneur) 30,000 AED (monthly) 360,000 AED
- Green Visa (Freelancer) 30,000 AED (monthly) 360,000 AED
- Remote Work Visa (Virtual Working Programme) $3,500 (monthly)
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Rules stated for 2026
Andorra
EURIncome retained after modeled income tax€93,200Modeled income tax€6,800Effective band rate6.8%
Model scope: National personal income tax · Official source
4 remote-work routes documented
- Digital Nomad Visa €4,570 (monthly) €54,840
- Passive Residency (Golden Visa) €4,337 (monthly) €52,100
- Active Residency (Self-Employed) €1,523 (monthly) €18,276
- Family Reunification
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Rules stated for 2026
Moldova
MDLIncome retained after modeled income tax€88,000Modeled income tax€12,000Effective band rate12%
Model scope: National personal income tax · Official source
5 remote-work routes documented
- Digital Nomad Visa €1,300 (monthly) €15,600
- Investor/Business Visa
- Student Visa
- Family Reunification Visa
- Visa-Free Entry (102 Countries)
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Rules stated for 2026
Switzerland
CHFIncome retained after modeled income tax€84,727Modeled income tax€15,273Effective band rate15.27%
Model scope: Federal, cantonal and communal personal income tax · 8001 Zürich ZH · Official source
0 remote-work routes documented
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Rules stated for 2026
Georgia
GELIncome retained after modeled income tax€80,000Modeled income tax€20,000Effective band rate20%
Model scope: National personal income tax · Official source
5 remote-work routes documented
- Nomad Residence Permit $2,083 (monthly) $25,000
- Property-Based Residence Permit
- Investment Residence Permit
- Visa-Free Entry (1 Year)
- Student Residence Permit
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Rules stated for 2026
Estonia
EURIncome retained after modeled income tax€79,848Modeled income tax€20,152Effective band rate20.15%
Model scope: National personal income tax with personal allowance · Official source
4 remote-work routes documented
- Digital Nomad Visa (Type D Long-Stay) €4,500 (monthly) €54,000
- e-Residency Digital ID
- Startup Visa (Type D Long-Stay)
- Business Residence Permit (Investment-Based)
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Rules stated for 2026
Cyprus
EURIncome retained after modeled income tax€76,700Modeled income tax€23,300Effective band rate23.3%
Model scope: National personal income tax · Official source
3 remote-work routes documented
- Digital Nomad Visa €3,500 (monthly) €42,000
- Startup Visa (Team and Individual)
- Investor/Golden Visa (Permanent Residence) €50,000
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Rules stated for 2026
Croatia
EURIncome retained after modeled income tax€75,376Modeled income tax€24,624Effective band rate24.62%
Model scope: Zagreb local personal income tax · Zagreb · Official source
4 remote-work routes documented
- Digital Nomad Visa (12 months) €3,295 (monthly)
- Freelance/Self-Employment Visa €2,000 (monthly) €24,000
- Family Reunification (Temporary Residence)
- Student Visa (University Studies)
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Rules stated for 2026
Malta
EURIncome retained after modeled income tax€74,400Modeled income tax€25,600Effective band rate25.6%
Model scope: National personal income tax · Official source
5 remote-work routes documented
- Nomad Residence Permit €3,500 (monthly) €42,000
- Global Residence Programme (GRP)
- Malta Permanent Residence Programme (MPRP) / Golden Visa
- Citizenship by Naturalisation for Exceptional Services by Direct Investment
- Malta Citizenship by Merit
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Rules stated for 2026
Mexico
MXNIncome retained after modeled income tax€72,700Modeled income tax€27,300Effective band rate27.3%
Model scope: National personal income tax · Official source
4 remote-work routes documented
- Temporary Resident Visa (Economic Solvency) $3,738 (monthly)
- Temporary Resident Visa (Family Unity)
- Temporary Resident Visa (Investor)
- Permanent Resident Visa (Economic Solvency) $5,460 (monthly)
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Rules stated for 2026
Spain
EURIncome retained after modeled income tax€66,682Modeled income tax€33,318Effective band rate33.32%
Model scope: State and Madrid regional personal income tax · Madrid · Official source
2 remote-work routes documented
- Digital Nomad Visa (Telework Residence Permit) €2,852 (monthly) €34,224
- Entrepreneur Visa (Startup Law Residence Permit) €2,641 (monthly) €31,752
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Rules stated for 2026
Greece
EURIncome retained after modeled income tax€65,700Modeled income tax€34,300Effective band rate34.3%
Model scope: National personal income tax · Official source
4 remote-work routes documented
- Digital Nomad Visa €3,500 (monthly) €42,000
- Golden Visa (Residency by Investment)
- Startup Visa
- Student Visa
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Rules stated for 2026
Italy
EURIncome retained after modeled income tax€64,800Modeled income tax€35,200Effective band rate35.2%
Model scope: National personal income tax · Official source
4 remote-work routes documented
- Digital Nomad / Remote Worker Visa €2,066 (monthly) €24,789
- Self-Employment / Freelance Visa €708 (monthly) €8,500
- Investor Visa (Golden Visa)
- Startup Visa (Entrepreneur Visa)
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Rules stated for 2026
Portugal
EURIncome retained after modeled income tax€62,887Modeled income tax€37,113Effective band rate37.11%
Model scope: National personal income tax plus solidarity surcharge · Official source
3 remote-work routes documented
- D8 Digital Nomad Visa €3,480 (monthly) €41,760
- Golden Visa (Residence by Investment)
- D2 Entrepreneur/Self-Employed Visa
Know what the scan does — and what it leaves open
How this scan is calculated
- The scan automatically includes every country currently in our built profile catalog; this page does not hand-pick or exclude destinations.
- Each country's brackets are applied in their stored currency, then the result is converted back to EUR or USD using the disclosed 25 Sep 2026 FX snapshot from ExchangeRate-API Open Access.
- Route thresholds keep their source amounts and currencies. Entered income is converted to the threshold currency before it is compared.
- The input is taxable freelance profit after deductible business expenses. A basic allowance, surcharge or tax offset is applied only where the audited profile model records one.
- Social contributions, company taxes and eligibility-based special regimes are not subtracted.
- Route checks compare entered income with documented thresholds only. Legal eligibility, quotas, documentation and work permission are not assessed.
Model depth, rule years and review dates differ per country and are shown on each row. This scan is general information, not tax, legal or immigration advice.